Pay off credit card debt without consolidating


The amount that you are offered will depend on your credit profile.

As such, you might be offered a lower amount than you originally asked for.

We’ve covered everything from how Payoff works, what its fees are like, and whether or not you are likely to qualify.

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In terms of the settlement process itself, Payoff has partnered with white-label banking provider First Electronic Bank to facilitate its loans.

Once a loan is approved, Payoff then proceed to settle the customer’s outstanding credit card(s).

Are you currently in a position where you have debt stacked across one or more credit card? Not only this, but attempting to manage repayments on multiple credit cards can be a daunting task, especially if repayment dates are scattered throughout the month.

If this sounds like you, then you might want to consider Payoff.

The elimination of these common fees are great, not least because these are avenues that traditional lenders often utilize to hit borrowers with additional charges.