Medical insurance dating insurance


Ambulance services should only be accessed in the case of an emergency where an injury or illness poses an immediate risk to a person's life or long-term health.

MRI scans are only payable by Insurance Providers if all three (3) of the following criteria are met: .

Excludes: medications, drugs or other treatments not prescribed by a doctor or not listed on the Pharmaceutical Benefits Scheme (PBS).

OSHC covers 100% of the MBS fee for GP/doctor services.

i.e If you visit a doctor, who charges as per the MBS schedule, then your overseas student health insurance will cover 100% of the cost of the doctor visit. Direct Billing means that if you hold a current OSHC policy and go to one of the Insurance providers?

The hospital will charge a facility fee for attendance in their accident and emergency department.

Depending on whether you attend the accident and emergency department at a Public hospital, a private hospital your OSHC insurer has an agreement with or a private hospital that your OSHC insurer does not have an agreement with will determine the benefit your insurer pays towards facility fees raised by the hospital.covered for 100% of the cost of medically necessary transport provided by the State and Territory Ambulance Service.

This is the fixed amount that students pay for a covered medicine.